Credit Risk News

my credit smells worse that horse sh*t everything is in collections and it is all from when i was younger about 6yrs back– everything is going to fall off of report between feb08 to aug 08 so then i will be going to no credit from high risk– so i want to get a credit card but i do not want to give them money off the bat is there any company out there who reports to the credit agencies and offers an outrageous interest for someone with crappy credit? or am i going to have to get a secured card?

Ok my friend is here with me and wanted me to ask this question b/c she needs help!! First off, her credit isn’t that great..considered high risk. She has an emergency and needs a 1500 loan really quick. It seems like the bad credit loan sites (that are legit) are not allowing her to get one…if they are bad credit/high risk sites how are they not allowing her the loan?? Also … she needs to know what she can do in order to get one, or if shes totally helpless. Please let us know!! Thanks guys ~
Also, what credit cards are available for someone with her credit status?
Besides Capital One, they don’t help at all!

If you are just graduating high school, and are 18 whats the best way to start establishing credit without the risk of going into debt (like multiple credit cards)? A couple ways would be helpful

Is it necessary to have https (SSL) for credit card payments?

Any risk without https?

my credit smells worse that horse sh*t everything is in collections and it is all from when i was younger about 6yrs back– everything is going to fall off of report between feb08 to aug 08 so then i will be going to no credit from high risk– so i want to get a credit card but i do not want to give them money off the bat is there any company out there who reports to the credit agencies and offers an outrageous interest for someone with crappy credit? or am i going to have to get a secured card?