Comments on: Question on Bad Credit!

By: autoprt

autoprt — Thu, 22 Jan 2009 22:12:56 +0000

I know of a company that over 60 percent of people who apply are approved. There are no upfront fees involved.

By: Savanah

Savanah — Wed, 21 Jan 2009 19:47:01 +0000

So you have bad credit, right? Doesn’t matter. You still have a possibility of getting loans. You must take utmost care before taking out bad credit loans. Otherwise, the very loan may become a repayment burden and a new debt. Therefore, it is not wise to apply for the first such loan offer that comes your way you must do your homework first and then go well prepared for the loan. First, take out all the copies of your credit report from all the three reputed agencies, instead of having the report from just one agency only. The loan provider may ask for the report from any agency.

Check the report thoroughly for any inaccuracies in it. Make sure that all the past payments find a correct mention in it. Secondly, apply for the loans with an improved FICO score. Because of late payments, arrears payment defaults or CCJs in your name, your score has slumped. You should try to pay off some easier debts. Your rating will go up a bit in few months. This will help in winning the loan providers’ confidence to some extent and the approval may be easier to come.

By: cryme_tyme20

cryme_tyme20 — Mon, 19 Jan 2009 14:39:17 +0000

First Premier Bankcard. also dont click on brooksi’s link. its a virus

By: helpdesk

helpdesk — Mon, 19 Jan 2009 02:18:35 +0000

You can help you friend. If you have a good credit you can be his/her co-signer so that it will be easier for her to get a loan.
Check this site ~ it has a list of legitimate lenders that give loans to people with bad credit loans.

By: caramel_lips_2eat

caramel_lips_2eat — Sat, 17 Jan 2009 03:55:09 +0000

First Premier Bankcard,but the fees are high or HSBC Bank. She will have to get her score over 575 to qualify for most “bad credit” card deals and even then she will only get a low limit like maybe $200.

By: Mom of Three

Mom of Three — Thu, 15 Jan 2009 17:39:31 +0000

All I can think is that her FICO must be lower than a snakes belly.

Her choices are:

Get someone else to take out the loan for her, and then make the payments.
Borrow from a friend or family
Get a co-signer.
Sell something for the money.

I’m sorry for her troubles and I hope it turns out well for her.

Good luck!